Expertise in the financial services industry is deeply ingrained in Velloza Advogados. The firm has been advising financial institutions and other financial market participants in the structuring of complex transactions in Brazil, including those with ramifications abroad.
Our team is highly recognized for its legal risk assessment and mitigation capability in assisting financial market clients in arriving at the most appropriate solutions for product development and enhancement, including preparing all standard form and transaction-specific documentation.
Our banking and finance practice activities include:
- Structuring of wholesale and retail products;
- Preparation, revision and negotiation of credit transactions, personal guarantees and security interest packages in the context of single-sourced and syndicated facilities, both domestic and with cross-border ramifications;
- Product development and regulatory compliance;
- Evaluation, rendering of legal opinions and implementation of optimal business models;
- Advisory services on operations in Brazil and abroad; Advice on fintech setup and operations;
Comprehensive advisory on financial markets and foreign investment regulatory issues;
- Active participation in financial institution organization and reorganization projects, including filings for all regulatory approvals;
- Cross-border transaction review;
- Advice on means of payment, credit card, debit card and e-currency;
- Structuring of prepaid and postpaid cards;
- Structuring of digital currency arrangements;
- Application for registrations and authorization and approval filings with Central Bank of Brazil;
- Representation in administrative proceedings before the Central Bank and Conselho de Recursos do Sistema Financeiro Nacional – “CRSFN” (Appeal Council of the Brazilian Financial System);
- Advice to financial institutions in client debt restructuring, judicial reorganization and bankruptcy;
- Finance Lease.